Insurance & Payment Options

We’ll help you understand what’s covered and what’s possible

Accepted Insurance Plans

MindWell is in-network with Aetna Commercial plans. For all other insurance, we work as an out-of-network provider — we’ll verify your benefits upfront and submit claims on your behalf so any eligible reimbursement comes directly to you.

Three simple steps

How Insurance Works With Us

Verify Coverage

Our Care Coordination team checks your benefits before your first session

Explain Costs

We walk you through what’s covered and what’s not, so there are no surprises.

Begin Therapy

Once everything is clear, you can start sessions with confidence

Session Rates

Transparent pricing when insurance doesn’t apply

Note: Out-of-network clients are welcome. We’ll provide documentation to help you request reimbursement from your insurance provider.

We accept all major forms of payment

MasterCard

Visa

Discover

Cash

Check

Have Questions About Payment or Coverage?

If you’re unsure about coverage, payment or what’s right for you, reach out to our Care Coordination team. We’ll guide you through every step.

Therapy Fees and Insurance in New York and Vermont

MindWell accepts Aetna Commercial for individual therapy, and most Aetna members pay only a co-pay — though exact costs depend on your plan. If we are out-of-network with your insurance, we will verify your coverage, estimate your costs, and submit claims on your behalf. Session fees vary based on provider, session length, and your individualized treatment plan. For the most current rate information, please visit our Insurance page or contact us directly — we’re happy to walk you through your options before your first appointment.

locations

Serving Communities Across New York State and Vermont

New York State

Ithaca, NY

Albany, NY

Vermont

Burlington, VT